Subrogation

ClipboardSubrogation is the right for an insurer to pursue a third party that caused an insurance loss to the insured.  For example, if a water heater leaks only 2 months after installation and the escaped water causes property damage the homeowner’s insurance will receive a claim. The homeowner expects the damaged to be repaired per the policy.  Depending on the amount of the claim the insurance company will investigate and may ask the water heater manufacturer to pay part or all of the claim. This process is often achieved through litigation or mediation.  Experts for both sides are retained to investigate the root cause of the water heater’s failure.

In the case of large losses where millions of dollars are on the table the insurance companies will be motivated to determine if third party negligence contributed to the loss. To add to the complexity multiple insurance companies are often involved, each covering different aspects of the claim.

Our firm has worked directly with insurance carriers on projects involving numerous parties and large dollar values.  Our investigations focus on determining the root cause(s) of the loss and how each party contributed.  We present our findings to the agent or their attorneys, where appropriate distribution of liability occurs.

For detailed examples of some of our past cases please click here.

 

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Testimonials

“NME has saved us hundreds of thousands of dollars over the past 7 years. They have helped to improve our products, streamline manufacture and even improve customer relations by providing technical support for using our products in corrosive environments.”

Dan McNamara, President /Owner

Quiedan Corp.

“As a fast paced manufacturing business we must deal with a wide variety of materials challenges. We appreciate having NME available to help when specialized metallurgical knowledge is required. We know NME will provide a solution in a timely manner and at a fair price.”

Atlas Copco Mafi-Trench Co.

“We first retained NME in 2008 when our company was small and we had limited resources. Their help was invaluable in selecting, testing and sourcing the appropriate materials for our product. 6+ years later we are still relying on their advice as we bring our products to market.”

Steve Herbruck, CEO

GoTek Energy

“We have worked with numerous expert witnesses, but Dr. Niebuhr is heads above the competition for his focus on details and his ability to explain abstract concepts in everyday vernacular.”

Jeff Temple

Product Liability Attorney

After an employee was severely injured by an escaped liquid, we hired NME to determine the cause and origin of the leakage and what break down in procedures may have occurred to allow this accident. We were very impressed by Dr. Niebuhr’s level of professionalism, attention to detail and clear explanation of the issues at hand. I would hire his firm again in the future.”

Cal Branton, Attorney

Hellmuth & Johnson , PLLC

"Our case required several experts from different fields. We appreciated how seamlessly Dr. Niebuhr collaborated with the other experts to formulate a cohesive narrative of the events. The product was a clear description that the Jury could absorb and understand."

Milo W. Lundblad, Partner

Brustin & Lundblad, Ltd.

"Dr. Niebuhr always takes care of his clients, having worked on several cases with him, I am always impressed by his willingness to go above and beyond to ensure he has done everything he can to help."

Randy Perlman, Attorney

Charmasson, Buchaca & Leach, LLP